Find the right program
Is the person you are seeking care for more than 65 years old?
We'll guide you to the Connecticut Medicaid program that best fits your situation.
Accepting New Clients — Connecticut
Compassionate Home Care At Your Door
Cottage Homecare Services CT LLC partners with Connecticut Medicaid programs to help individuals live safely
Do You Qualify? Quick Check
See if you may be eligible for Connecticut Medicaid home care programs
Programs We Support
We are committed to giving the most personalized care with grace and kindness that you and your loved one deserve in the comfort of your own home.
Get paid to Care for a Loved One at Home
*spouses are excluded from AFL
Under the Medicaid waiver for home care, you have the option to enroll in AFL (Adult Family Living):
Choose a Caregiver
We pay the caregiver of your choice — this could include a family member or a friend.
Competitive Rates
One of the most competitive rates in the state of Connecticut.
Unique Perks for Caregivers
We provide top-tier benefits and productivity-boosting perks to our care workers who support clients in the home care industry.
Eligibility Details
Do You Qualify?
Program criteria and how Connecticut DSS evaluates income and assets.
Adult Family Living
- 1
Medicaid Required
Must have Connecticut Medicaid (Title 19). Medicare alone does not qualify.
- 2
Age 65 or Older
The person receiving care must be 65 years of age or older and live in Connecticut.
- 3
Same Household
The caregiver must live in the same house as the person receiving care.
- 4
Daily Living Needs
Must need help with day-to-day activities and be able to direct care (or have a representative).
- 5
Who Can Be a Caregiver
Adult child (18+), relative, or friend — generally not a legal spouse or legally liable relative.
How DSS Counts Your Income
DSS counts your total gross monthly income before deductions, including Medicare premiums:
Only your income is counted — not your spouse's.
Free review — no cost, no obligation.
Who Can Be a Caregiver
Your Caregiver, Your Choice
One of the most meaningful aspects of our programs is that you choose who provides your care. Loved ones can be trained, enrolled, and paid to support you — not just hired strangers.
Eligible caregivers include family members, friends, and trusted community members. In some cases, even a spouse may qualify.
Eligible caregiver types
* Spouse eligibility depends on program rules and DSS review.
Our Care Services Include
Personalized Care Plans
Custom plans developed with an RN based on your unique needs and daily goals.
Registered Nurse Oversight
Licensed RN supervision ensures quality, safety, and clinical accountability.
Care Coordination
We work with DSS, providers, and families for seamless, uninterrupted support.
Daily Living Assistance
Help with bathing, dressing, eating, mobility, and other essential activities.
Client Reviews
What Our Clients Say
Cottage Homecare Services holds a 5.0-star rating on Google with 22 verified reviews.
Read full ↗Cottage Homecare made the entire Medicaid process so much easier to navigate. They were patient, professional, and truly cared about getting my mother the help she needed at home.
Read full ↗I was overwhelmed trying to figure out AFL on my own. The team at Cottage walked me through every step — from eligibility to starting care. Truly outstanding service.
Read full ↗Being able to hire my own sister as my caregiver through the PCA program changed my life. Cottage Homecare made that possible and handled all the paperwork. Highly recommend!
Read full ↗From my very first call I knew I was in good hands. The staff is knowledgeable, caring, and always available. My care plan was set up quickly and everything went smoothly.
Read full ↗After my husband's stroke we didn't know where to turn. Cottage Homecare helped us access benefits we didn't know existed. Now he gets the care he needs right at home.
Read full ↗I've been caring for my father for years without any support. Through AFL I finally get paid for the work I was already doing. Cottage Homecare handled everything from start to finish.
Read full ↗The team went above and beyond to ensure I understood every step of the process. I am grateful for their patience and genuine compassion. Five stars without hesitation.
Read full ↗Professional, responsive, and truly client-focused. My care coordinator checks in regularly and the whole family feels more at ease knowing we have Cottage Homecare on our side.
Read full ↗Cottage Homecare made the entire Medicaid process so much easier to navigate. They were patient, professional, and truly cared about getting my mother the help she needed at home.
Read full ↗I was overwhelmed trying to figure out AFL on my own. The team at Cottage walked me through every step — from eligibility to starting care. Truly outstanding service.
Read full ↗Being able to hire my own sister as my caregiver through the PCA program changed my life. Cottage Homecare made that possible and handled all the paperwork. Highly recommend!
Read full ↗From my very first call I knew I was in good hands. The staff is knowledgeable, caring, and always available. My care plan was set up quickly and everything went smoothly.
Read full ↗After my husband's stroke we didn't know where to turn. Cottage Homecare helped us access benefits we didn't know existed. Now he gets the care he needs right at home.
Read full ↗I've been caring for my father for years without any support. Through AFL I finally get paid for the work I was already doing. Cottage Homecare handled everything from start to finish.
Read full ↗The team went above and beyond to ensure I understood every step of the process. I am grateful for their patience and genuine compassion. Five stars without hesitation.
Read full ↗Professional, responsive, and truly client-focused. My care coordinator checks in regularly and the whole family feels more at ease knowing we have Cottage Homecare on our side.
FAQ
Common Questions
Quick answers about our Connecticut Medicaid home care programs.
Cottage Homecare is Available in the Entire State of Connecticut
Cottage Homecare Services CT LLC is a contracted provider of Adult Family Living (AFL) and other Medicaid-funded programs, allowing Connecticut residents to hire their own caregiver anywhere in the state.
Our main office:
510 Tolland St,STE#203, East Hartford, CT 06108
Our contacts:
Financial Assistance
Easy and Accessible Payment Options
Explore Financial Assistance Programs for Seniors in Connecticut
Medicaid / Title-19
Preferred Provider for the Home Care Program for Elders.
Veterans Affairs
VA Care in the Community.
Grants
Utilize grants that are available in CT that will enable you to use our services.
Long-Term Care Insurance
We work with a majority of long term care providers to cover the cost of home care services.
Private Pay
We offer competitive rates for hourly and live in services with no hourly minimum.
Get in Touch
Let's Find the Right Program for You
Our team is ready to help you understand your options, verify eligibility, and get started. Consultations are always free.
Request a Free Consultation
Fill out the form and we'll be in touch within one business day.
Grow With Us & Build Your Caregiver Career
We are actively looking for talented, dedicated certified home health caregivers.
