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Medicaid waiverAges 18–64Consumer-directedApply early
Caregiver supporting an adult with disabilities at home through Connecticut PCA program

Personal Care Assistance (PCA) in Connecticut

The PCA Medicaid Waiver supports adults ages 18–64 with disabilities to live independently at home.

Adult with disability receiving personal care assistance at home in Connecticut

Apply early — waitlist position is based on application date.

Free eligibility review — no cost to apply

Eligibility

Who Qualifies for Connecticut's PCA Program?

Four criteria must be met to qualify. You may apply and join the waitlist even if you currently exceed the financial limits.

You Must Meet All Four Requirements

  • Ability to establish Medicaid eligibility (HUSKY C)
  • Be between the ages of 18 and 64
  • Meet the institutional level-of-care criteria (nursing-facility level)
  • Meet functional eligibility — need help with 2+ activities of daily living

Waitlist & Financial Notes

  • Apply now — financial limits only apply when services are offered, not when you apply
  • Waitlist position is based on your application date — apply early
  • DSS may require spousal contribution if spouse is not also receiving services
  • Our team monitors your application and notifies you of any status changes
Check Your Eligibility

What Is PCA?

Independence at Home for Adults with Disabilities

The Personal Care Assistance (PCA) Program is a Medicaid Waiver authorized by CMS, designed to support adults ages 18–64 with physical disabilities who require nursing-facility-level care but wish to remain in their own homes. PCA allows eligible individuals to direct their own care — including choosing a trusted caregiver.

Who PCA Is For: Adults ages 18 to 64 with physical disabilities or chronic conditions that require significant daily assistance. If you need nursing-home-level care but want to stay home, PCA was designed for you.

18–64

Ages 18–64

Working-age adults with disabilities are supported at home

You

You Choose

Your caregiver — family member, friend, or neighbor

5 Stars

Rated by clients and caregivers across Connecticut

Cottage Homecare is Available in the Entire State of Connecticut

Cottage Homecare Services CT LLC is a contracted provider of Adult Family Living (AFL) and other Medicaid-funded programs, allowing Connecticut residents to hire their own caregiver anywhere in the state.

Our main office:

  • 510 Tolland St,STE#203, East Hartford, CT 06108

Our contacts:

  • (860) 263-0272
  • ct@cottagehomecare.com

Financial Assistance

Easy and Accessible Payment Options

Explore Financial Assistance Programs for Seniors in Connecticut

Medicaid / Title-19

Preferred Provider for the Home Care Program for Elders.

Veterans Affairs

VA Care in the Community.

Grants

Utilize grants that are available in CT that will enable you to use our services.

Long-Term Care Insurance

We work with a majority of long term care providers to cover the cost of home care services.

Private Pay

We offer competitive rates for hourly and live in services with no hourly minimum.

Have a Question?

Contact us and we will answer your questions.

Contact us

What's Covered

Services Under the PCA Program

PCA services are tailored to your documented care needs and focused on supporting independence in daily life.

  • Bathing & Personal Hygiene

    Assistance with bathing, showering, oral care, skin care, and grooming as needed each day.

  • Dressing Assistance

    Help selecting, putting on, and removing clothing and footwear, including adaptive clothing if needed.

  • Mobility & Transfers

    Support with safe movement around the home — bed-to-chair, chair-to-toilet, wheelchair navigation, and fall prevention.

  • Meal Preparation & Eating

    Assistance with meal planning, preparation, serving, and eating support based on dietary and physical needs.

  • Toileting & Continence Care

    Dignified assistance with bathroom use, incontinence products, and hygiene maintenance.

  • Medication Reminders

    Non-clinical reminders and assistance to ensure prescribed medications are taken on schedule.

  • Light Housekeeping

    Help with laundry, dishes, vacuuming, and maintaining a clean and safe living space.

  • Community & Appointment Support

    Assistance accompanying you to medical appointments, community activities, or other essential outings.

  • Care Plan Management

    Our registered nurses oversee your care plan, coordinate with DSS, and adjust services as your needs evolve.

Authorized hours and services are based on your individual functional assessment — our team helps document your needs with DSS.

Caregiver Support

You Choose Who Cares for You

One of the most powerful features of PCA is consumer direction — you select the person who assists you. Cottage Homecare handles enrollment, training, and payroll so your caregiver can focus on care.

Caregiver Training

  • Required program orientation
  • Skills development
  • DSS compliance training

Payroll Processing

  • Weekly pay schedule
  • Medicaid-funded compensation
  • All paperwork handled

RN Supervision

  • Care plan coordination
  • Regular follow-ups
  • Quality monitoring

Eligible caregivers include adult children, siblings, friends, and neighbors. Spouse eligibility depends on program rules and DSS review. Legal spouse may qualify in some cases.

Learn More & Apply

How It Works

How Cottage Homecare PCA Works?

Five steps from your first call to receiving care at home — we guide you through every one.

01

Reach Out To Us

Call us or fill out the form. Our team will review your situation and confirm whether you qualify — even if you are currently over the financial limits.

02

Application & Waitlist

We help you complete the DSS application and secure your waitlist position. Apply now — your position is based on application date, not when services start.

03

Assessment & Approval

A DSS functional assessment confirms your care needs. Our RN team documents your requirements thoroughly so DSS authorizes the right level of support.

Client Reviews

What Our PCA Clients Say

Caregivers and clients praise our PCA program with five-star ratings. Cottage Homecare holds a 5.0-star rating on Google.

“

I was told the PCA waitlist would take forever. Cottage Homecare helped me apply correctly and kept me informed every step of the way. I'm now receiving care in my own home.

AL
Amanda L.PCA Client — Hartford, CT
Read full ↗
“

I care for my brother through the PCA program. Cottage handled all the paperwork and training. I get paid reliably every week and my brother gets the dignity he deserves.

MK
Michael K.PCA Caregiver — New Haven, CT
Read full ↗
“

Being able to choose a trusted friend as my caregiver made all the difference. Cottage Homecare enrolled us quickly and has been there for every question we had.

SR
Sandra R.Client's Friend — Bridgeport, CT
Read full ↗
“

Living with a disability is hard enough — navigating Medicaid felt impossible. Cottage made it simple. Now I have the care I need and the independence I wanted.

TC
Thomas C.PCA Client — Waterbury, CT
Read full ↗
“

I was told the PCA waitlist would take forever. Cottage Homecare helped me apply correctly and kept me informed every step of the way. I'm now receiving care in my own home.

AL
Amanda L.PCA Client — Hartford, CT
Read full ↗
“

I care for my brother through the PCA program. Cottage handled all the paperwork and training. I get paid reliably every week and my brother gets the dignity he deserves.

MK
Michael K.PCA Caregiver — New Haven, CT
Read full ↗
“

Being able to choose a trusted friend as my caregiver made all the difference. Cottage Homecare enrolled us quickly and has been there for every question we had.

SR
Sandra R.Client's Friend — Bridgeport, CT
Read full ↗
“

Living with a disability is hard enough — navigating Medicaid felt impossible. Cottage made it simple. Now I have the care I need and the independence I wanted.

TC
Thomas C.PCA Client — Waterbury, CT
Read full ↗

FAQ

Frequently Asked Questions

Common questions about PCA eligibility, the waitlist, and services in Connecticut.

Grow With Us & Build Your Caregiver Career

We are actively looking for talented, dedicated certified home health caregivers.

Apply for jobCall now
Home health caregiver team
1

Tell us who you are

We'll match you with a Connecticut care specialist.

2

How can we reach you?

+1
3

A couple quick questions

Helps us check eligibility faster.

Care for?
Has Medicaid?

Private & never shared with third parties

Cottage Homecare Connecticut

Connecticut's trusted Medicaid home care partner — helping families live safely and independently at home.

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