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Caregiver helping a loved one at home through Connecticut Community First Choice program

Community First Choice (CFC) in Connecticut

Medicaid-funded personal care and supportive home services for individuals who need an institutional level of care — any age, no waitlist, in the home of your choice.

Caregiver providing personal care at home through Connecticut CFC program

No age restrictions — children through seniors.

Free eligibility review — no cost to apply

Eligibility

Who Qualifies for Connecticut's CFC Program?

CFC eligibility is based on three criteria: Medicaid enrollment, functional need, and level of care.

Requirements You Must Meet

  • Be enrolled in Connecticut Medicaid — HUSKY A, C, or D
  • Need assistance with at least 2 activities of daily living
  • Meet institutional level-of-care criteria (equivalent to nursing-facility care)
  • Live in the community — not in a nursing home or institution
  • Any age — no minimum or maximum age restriction applies

Important Advantages

  • CFC has no waitlist — eligible individuals start services promptly
  • You have the right to choose your own caregiver (family, friend, or neighbor)
  • Can be used alongside other covered Medicaid benefits
  • Our RN team conducts a free functional assessment for DSS
Check Your Eligibility

Medicaid Plans

Which HUSKY Plan Do You Have?

CFC accepts all three HUSKY types below. Contact us if you are unsure which plan you have — we'll help you verify.

AHUSKY A

Low-Income Families & Children

For parents, caretakers, children, and pregnant women who meet income guidelines. Most common Medicaid plan for families.

CHUSKY C

Aged, Blind & Disabled Adults

For adults who are elderly, blind, or have a disability and meet income and asset requirements set by DSS.

DHUSKY D

Low-Income Adults (ACA Expansion)

For adults aged 19–64 who do not qualify for other Medicaid categories but meet the income threshold under the ACA expansion.

Not sure which plan you have? Contact us for a free verification

Cottage Homecare is Available in the Entire State of Connecticut

Cottage Homecare Services CT LLC is a contracted provider of Adult Family Living (AFL) and other Medicaid-funded programs, allowing Connecticut residents to hire their own caregiver anywhere in the state.

Our main office:

  • 510 Tolland St,STE#203, East Hartford, CT 06108

Our contacts:

  • (860) 263-0272
  • ct@cottagehomecare.com

Financial Assistance

Easy and Accessible Payment Options

Explore Financial Assistance Programs for Seniors in Connecticut

Medicaid / Title-19

Preferred Provider for the Home Care Program for Elders.

Veterans Affairs

VA Care in the Community.

Grants

Utilize grants that are available in CT that will enable you to use our services.

Long-Term Care Insurance

We work with a majority of long term care providers to cover the cost of home care services.

Private Pay

We offer competitive rates for hourly and live in services with no hourly minimum.

Have a Question?

Contact us and we will answer your questions.

Contact us

What's Covered

Services Provided Under CFC

CFC covers a broad range of personal care and support services designed to help you maintain daily life safely at home.

  • Personal Care & Hygiene

    Assistance with bathing, grooming, oral hygiene, skin care, and personal appearance as part of daily routines.

  • Dressing & Undressing

    Help with selecting appropriate clothing and assistance with putting on or removing clothing and footwear.

  • Meal Preparation & Eating

    Assistance with meal preparation, serving food, and helping with eating or drinking safely.

  • Mobility & Transfers

    Help with moving around the home, getting in and out of bed, chairs, or wheelchairs safely.

  • Toileting & Continence

    Assistance with toilet use, incontinence care, and maintaining hygiene and dignity throughout.

  • Medication Reminders

    Reminders and assistance with medication routines (non-clinical), supporting adherence to prescribed schedules.

  • Light Housekeeping

    Assistance with essential household tasks — laundry, dishes, vacuuming — to maintain a safe, clean living environment.

  • Accompaniment & Errands

    Help accompanying individuals to appointments, grocery shopping, and community activities when needed.

  • Care Coordination

    Our registered nurses coordinate your care plan, monitor quality, and communicate with DSS and healthcare providers on your behalf.

Service hours and scope are determined by your individual DSS assessment — our team helps document your needs accurately.

Caregiver Support

Join CFC with Full Support from Cottage Homecare

Cottage Homecare provides caregivers with the training, oversight, and resources needed to succeed while caring for a loved one at home.

Caregiver Training

  • Program orientation
  • Skills development
  • Safety protocols

RN Oversight

  • Care plan coordination
  • Regular follow-ups
  • Quality monitoring

24/7 Support

  • Always-available team
  • Enrollment guidance
  • Ongoing assistance
Learn More & Apply

How It Works

How Cottage Homecare CFC Works?

Three simple steps from your first call to receiving care at home.

01

Reach Out To Us

Call us or fill out the form to begin. Our team will review your Medicaid status and functional needs to confirm your eligibility for CFC at no cost.

02

Assessment & Documentation

Our registered nurse conducts a home assessment and documents your care needs for DSS. We guide you through all required paperwork to ensure a smooth approval.

03

Care Begins

Once approved, your chosen caregiver is enrolled and trained. Care begins in your home on a schedule that works for you — paid through the Medicaid program.

Client Reviews

What Our CFC Clients Say

Caregivers and clients praise our CFC program with five-star ratings. Cottage Homecare holds a 5.0-star rating on Google.

“

Cottage Homecare made the entire CFC enrollment process stress-free. My daughter is now my paid caregiver and we both feel so much more secure. Truly a life-changing program.

DM
Diane M.CFC Client — New Haven, CT
Read full ↗
“

I had no idea my son could be paid to help me at home. The Cottage team walked us through everything — from the DSS paperwork to our first check. Outstanding support.

RG
Robert G.CFC Caregiver — Hartford, CT
Read full ↗
“

My aunt has been on CFC through Cottage for over a year. The RN visits are thorough and the team is always available when we have questions. Cannot recommend them enough.

TL
Teresa L.Client's Niece — Bridgeport, CT
Read full ↗
“

Being able to stay in my own home while receiving the care I need has made all the difference. The Cottage team handled every detail — I just had to say yes.

JW
James W.CFC Client — Waterbury, CT
Read full ↗
“

Cottage Homecare made the entire CFC enrollment process stress-free. My daughter is now my paid caregiver and we both feel so much more secure. Truly a life-changing program.

DM
Diane M.CFC Client — New Haven, CT
Read full ↗
“

I had no idea my son could be paid to help me at home. The Cottage team walked us through everything — from the DSS paperwork to our first check. Outstanding support.

RG
Robert G.CFC Caregiver — Hartford, CT
Read full ↗
“

My aunt has been on CFC through Cottage for over a year. The RN visits are thorough and the team is always available when we have questions. Cannot recommend them enough.

TL
Teresa L.Client's Niece — Bridgeport, CT
Read full ↗
“

Being able to stay in my own home while receiving the care I need has made all the difference. The Cottage team handled every detail — I just had to say yes.

JW
James W.CFC Client — Waterbury, CT
Read full ↗

FAQ

Frequently Asked Questions

Common questions about the Community First Choice program in Connecticut.

Grow With Us & Build Your Caregiver Career

We are actively looking for talented, dedicated certified home health caregivers.

Apply for jobCall now
Home health caregiver team
1

Tell us who you are

We'll match you with a Connecticut care specialist.

2

How can we reach you?

+1
3

A couple quick questions

Helps us check eligibility faster.

Care for?
Has Medicaid?

Private & never shared with third parties

Cottage Homecare Connecticut

Connecticut's trusted Medicaid home care partner — helping families live safely and independently at home.

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